What is Bayarcash, and how is it different from BCL?

Updated 30 September 2026

Bayarcash is a payment gateway. It collects payments from your customers and pays the money out to your bank account. BCL (formerly Bayarcash Link) is a separate product from the same company, where you build payment pages and forms. BCL uses Bayarcash to collect its payments.

What each one does

Pick the one that matches what you want to do:


What it is	A payment gateway	A platform for selling online
Use it to	Accept payments on your own website or shop, through a plugin or the API	Build payment forms, payment links and landing pages without a website
Where you sign in	console.bayar.cash	bcl.my
Payment methods	Set on your Bayarcash account	Uses the payment methods on your Bayarcash account
Help	This help centre	docs.bcl.my

What you can do with Bayarcash

Bayarcash gives you these tools.

Take payments

Payment methodsFPX, DuitNow, cards, e-wallets and buy now pay later.

Customers from abroadQRIS, NETS, PromptPay, Alipay and WeChat Pay.

Direct DebitWeekly or monthly payments after an e‑Mandate.

Manage your money

PortalsKeep each shop, form or project separate.

PayoutsWhen the money reaches your bank account.

Payout calculatorWhat you receive after the Bayarcash fees.

Merchant dashboardTransactions, reports and Excel exports.

Connect your shop or app

PluginsWooCommerce, GiveWP, Fluent Forms, WHMCS and more.

e-InvoicesLHDN MyInvois e-invoices from WooCommerce.

DevelopersThe API v3, the sandbox, SDKs and n8n.

How they work together

If you use BCL, you connect it to your Bayarcash account with your API keys. Your customer pays on a BCL page, and Bayarcash handles the payment. See Find your API keys for where the keys are.

New to Bayarcash? Start with Sign up for Bayarcash.

Common issues

Do I need both Bayarcash and BCL?

No. You can use Bayarcash on its own, with your own website or shop plugin. BCL is for merchants who want a ready-made place to sell, and it needs a Bayarcash account to take real payments.

Where do I sign in to each one?

Bayarcash is at console.bayar.cash. BCL is at bcl.my. They are separate logins.

Who do I ask when I have a question?

Ask Bayarcash about payments, payouts, your portals and your API keys. Ask BCL about the forms, payment links and pages you build at bcl.my. BCL has its own help centre at docs.bcl.my.

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